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Insure IQ – Terms of Use & Privacy Policy

Effective Date: 08/13/2025

1. Privacy Policy

1.1 Information We Collect

  • Personal Information: Name, email, phone number, and other details provided when requesting quotes or contacting us.

  • Non-Personal Information: IP address, browser type, device info, pages visited, and analytics data.

  • Cookies & Tracking: We may use cookies and similar tools to enhance your experience.

1.2 How We Use Your Information

  • Provide quotes, support, and services requested.

  • Respond to inquiries and communicate updates.

  • Improve website functionality and user experience.

  • Analyze trends for optimization and marketing.

  • Comply with legal requirements.

1.3 Sharing Your Information

We do not sell your information. We may share data with:

  • Insurance partners or agents.

  • Service providers assisting with website operations.

  • Legal authorities when required.

1.4 Security

We use reasonable safeguards to protect your data, but no online method is 100% secure.

1.5 Third-Party Links

Links to external sites are for convenience; we are not responsible for their content or privacy practices.

1.6 Children’s Privacy

We do not knowingly collect information from children under 13.

1.7 Your Rights

You may have rights to access, correct, delete your data, or opt out of marketing communications.

2. Terms & Conditions

2.1 Use of Website

  • Use the site only for lawful purposes.

  • Do not interfere with site security or functionality.

  • Do not copy or distribute content without permission.

2.2 Insurance Information Disclaimer

  • Content is for informational purposes only.

  • Not professional insurance, legal, or financial advice.

  • Always consult a licensed professional before making decisions.

2.3 AI & Voice Assistant Disclaimer

  • AI tools, including chatbots or voice assistants, provide information or scheduling assistance.

  • AI responses do not constitute professional advice.

  • Accuracy is not guaranteed; consult a licensed professional.

2.4 Third-Party Links

We are not responsible for external content or practices.

2.5 Limitation of Liability

Insure IQ, owners, and affiliates are not liable for any damages arising from site use or AI tools.

All content, logos, and materials are owned by Insure IQ or licensors. No reproduction without permission.

2.6 Intellectual Property

2.7 User Accounts

You are responsible for your login credentials and must notify us of unauthorized use.

2.8 Changes to Terms

We may update these Terms & Privacy Policy at any time. Continued use indicates acceptance.

These terms are governed by the laws of [Insert Your State]. Disputes resolved in courts of [Insert Your State].

2.9 Governing Law

3. Contact Information

For questions, contact us at:
Email: contact@insureiq.co
Phone: (833) 374-1213

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